Merchant (SME) Profiling
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Defaulter ScrubIdentifier | Data Category | Feature | Description | Granularity |
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PAN | Financial Stability and Growth | Willful defaulter Scrub | Scrubbed against the following list : CIBIL, CRIF, EFP, Equifax, MCA | Individual |
PAN | Financial Stability and Growth | First Information Report(FIR) Cases | All Cognizable and non-bailable offences registered u/s 154 of the Code of Criminal Procedure, 1973 by the law enforcement authorities. | Individual |
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Use CasesCustomer Qualification of Merchants parameters can be used for the following:
- Qualification of Merchants (SMEs): Identity verification & financial stability check
- Qualification of Merchants (SMEs): Cross-selling by propensity modelling checking financial stability and consumer behaviour
- Underwriting for Merchant (SMEs): For thorough checking of financial ability for advanced verification