Merchant (SME) Profiling

Defaulter Scrub

Identifier	Data Category	Feature	Description	Granularity
PAN	Financial Stability and Growth	Willful defaulter Scrub	Scrubbed against the following list : CIBIL, CRIF, EFP, Equifax, MCA	Individual
PAN	Financial Stability and Growth	First Information Report(FIR) Cases	All Cognizable and non-bailable offences registered u/s 154 of the Code of Criminal Procedure, 1973 by the law enforcement authorities.	Individual

Use Cases

Customer Qualification of Merchants parameters can be used for the following:

1. Qualification of Merchants (SMEs): Identity verification & financial stability check
2. Qualification of Merchants (SMEs): Cross-selling by propensity modelling checking financial stability and consumer behaviour
3. Underwriting for Merchant (SMEs): For thorough checking of financial ability for advanced verification