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Merchant (SME) Profiling

Defaulter Scrub#

IdentifierData CategoryFeatureDescriptionGranularity
PANFinancial Stability and GrowthWillful defaulter ScrubScrubbed against the following list : CIBIL, CRIF, EFP, Equifax, MCAIndividual
PANFinancial Stability and GrowthFirst Information Report(FIR) CasesAll Cognizable and non-bailable offences registered u/s 154 of the Code of Criminal Procedure, 1973 by the law enforcement authorities.Individual

Use Cases#

Customer Qualification of Merchants parameters can be used for the following:

  1. Qualification of Merchants (SMEs): Identity verification & financial stability check
  2. Qualification of Merchants (SMEs): Cross-selling by propensity modelling checking financial stability and consumer behaviour
  3. Underwriting for Merchant (SMEs): For thorough checking of financial ability for advanced verification